Stellar network · Testnet live · Open source
On-chain escrow on Stellar holds funds until a milestone is approved — then releases them instantly. No invoice cycles, no platform float, no 20% cut.


The problem
01
Invoices sit in approval queues for days or weeks. The work is done. The payment isn't.
02
20–30% gone before you see a dollar. Every transaction, every time.
03
Clients pay blind. Freelancers deliver blind. Someone always takes on the risk.
04
Splitting a project into smaller payments is slow, expensive, and easy to dispute.
How it works
The whole flow runs on Stellar. No intermediary holds your money at any point.
Link a Stellar wallet — Freighter works out of the box. No custodial account, no KYC flow.
Define the work, milestones, and payment amounts. Both parties sign on-chain.
Client locks XLM into the escrow account. Funds are on-chain — visible to both sides, touchable by neither until conditions are met.
Freelancer submits work through the platform. Client reviews against agreed terms.
Approval triggers an immediate on-chain transfer. 4–5 second settlement to the freelancer's wallet.
Why Stellar
Stellar is a public payment network optimized for fast, low-cost transfers. Transactions finalize in 3–5 seconds and cost less than a fraction of a cent — which means milestone payments that would be impractical on Ethereum become trivial here.
We use Stellar's built-in account mechanics and the Horizon API for escrow. Soroban smart contracts are next on the roadmap for more complex dispute logic and automated validation.
3–5s
Transaction finality
< $0.01
Per transaction fee
Trustless
Escrow via Horizon
Soroban
Smart contracts (roadmap)
Open source
Stellance is an active project in the Stellar Wave program. The full codebase is on GitHub. If you want to build on real payment infrastructure — frontend, backend, or Soroban contracts — there are open issues and clear contribution guidelines.
# stack
Generate a keypair, fund it with Friendbot, and watch a payment settle in under 5 seconds.